Combating Payment Fatigue

The modern digital landscape is filled with hidden, recurring costs. People often sign up for free trials or monthly services, only to forget about them as emails get buried in crowded inboxes. This leads to hundreds of dollars lost annually to forgotten payments.

How NXT Solves This

The sole purpose of NXT 🌊 is to bring ultimate transparency to your personal finances. By directly integrating with your inbox, the application programmatically searches for keywords like “receipt”, “invoice”, “billing”, and “payment”.

It then aggregates this data into a single, clean dashboard, allowing you to clearly see exactly who is charging you, when you are being billed, and how much your total detected payments are.

New in this version

• Calendar selector: Filter emails by date range (defaults to last 12 months).
• Export results: Print, PDF, CSV (Google Sheets), Email, PNG with NXT Wave watermark.
• Email detail view: Click any row to see the full email body.

Application Details

• Application Name: NXT 🌊
• Version: 2.0.0 (Payment Tracker Edition)
• Platform: Web Application
• Core Integrations: Google Identity Services (GSI), Gmail Read-Only API

Developer Information

NXT 🌊 was built to provide a secure, localized way for users to audit their expenses without granting deep financial access to third-party data brokers.

Compliance & Security

This application utilizes Google’s officially supported OAuth 2.0 Implicit Grant flow. Authentication happens directly between your browser and Google’s servers. NXT does not utilize a middle-man server to intercept your credentials.

Effective Date: February 16, 2026

1. Information We Access

To provide our service, NXT 🌊 requests the gmail.readonly scope. This allows the application to read email metadata (Sender, Subject, Date) and email body content strictly for the purpose of identifying financial receipts, invoices, and payment confirmations.

2. How Your Data is Handled

NXT 🌊 processes your email data directly within your web browser. We do not store, host, transmit, or sell your email content, financial data, or personal information on external databases. The data extracted is used temporarily to render your local dashboard and is cleared when you close the application.

3. What We Cannot Do

• We cannot send emails on your behalf.
• We cannot delete or modify your emails.
• We cannot change your account password or settings.

4. Revoking Access

You can revoke NXT 🌊’s access to your Google account at any time by visiting your Google Account Security settings (myaccount.google.com/permissions) and removing the application from your authorized connections.

How do I use the app?

1. Click the “Connect Google Account” button on the main screen.
2. A secure Google popup will appear. Select the email account you wish to scan.
3. Review the requested permissions (Read-only Gmail access) and click “Allow”.
4. The dashboard will automatically appear and begin fetching your payment-related emails (default last 12 months).

How do I filter by date?

Use the date pickers above the dashboard. Select a start and end date, then click “Apply Filter”. To reset to the last 12 months, click “Last 12 Months”.

How do I export results?

Use the export buttons: Print (opens print dialog), PDF (downloads a PDF with watermark), CSV (downloads a CSV file for Google Sheets/Excel), Email (opens your mail client with a summary), PNG (downloads a screenshot with watermark).

How can I see the full email?

Click on any row in the table. A modal will appear showing the full email body content (including HTML stripped to text).

I am getting an “Access Blocked” or “Verification” error.

If you see a screen stating the app is unverified, this is because NXT 🌊 is currently undergoing Google’s official production verification process. During this time, you may see a warning screen. You can proceed safely by clicking “Advanced” and then “Go to NXT (unsafe)”, as you are aware of the app’s purpose.

Why is the dashboard empty?

If the dashboard loads but no payments appear, it means the app’s search query did not find any matching emails in your selected date range. Try expanding the range or check if you have any receipts/billing emails.